Disclosure

This website is owned and operated by USI Consulting Group. The Pension Indicator Asset Portfolios are maintained by Clearstead, an independent investment advisor registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training nor does it imply endorsement by the SEC. Financial advisory services are only provided to clients of Clearstead, pursuant to a written advisory agreement.

The information and views provided are for informational purposes only and nothing on this site should be construed as a solicitation, investment advice or a recommendation of any type. All investment decisions must be evaluated as to whether they are consistent with your investment objectives, risk tolerance, and financial situation. The information on this site should not be acted on without consulting professionals.

The Pension Indicator Asset Portfolio performance represents past performance, which is not a guarantee or reliable indicator of future results. Current performance may be lower or higher than the performance data listed. The blended performance of the Pension Indicator Asset Portfolios are derived by linking the underlying index monthly return data by the respective index weight listed over the entire historical time period, NOT from actual client accounts or managers recommended by Clearstead. It is not possible to invest directly in an index and you cannot achieve the returns shown because indices do not incur operating and management expenses. However, the hypothetical performance shown is NET of Clearstead Advisors highest AUM-based advisory fee (30 bps or 0.30%) for defined benefit clients.

All periods longer than one year are annualized. There can be no assurance that the hypothetical or actual performance shown on this site will lead to the expected results shown or perform in any predictable manner. The information and allocations are subject to change at any time based on market or other conditions and are current as of the date listed. Index information contained herein has been obtained from sources believed to be reliable, but not guaranteed.

Pension Indicator Asset Portfolio Index Allocations:

Growth = 35% Russell 3000, 20% MSCI ACWI ex. US, 10% HFRX Global Hedge Fund Index, 5% FTSE NAREIT Index, 5% Barclays Corporate High Yield, 22% Barclays Aggregate, 3% Citigroup 3-mo T-Bill

Balanced = 30% Russell 3000, 15% MSCI ACWI ex. US, 10% HFRX Global Hedge Fund Index, 2.5% FTSE NAREIT Index, 2.5% Barclays Corporate High Yield, 15% Barclays Government Credit, 22% Barclays Aggregate, 3% Citigroup 3-mo T-Bill

Liability-Driven Investing (LDI) Light = 22.5% Russell 3000, 12.5% MSCI ACWI ex. US, 5% HFRX Global Hedge Fund Index, 15% Barclays Government Credit, 30% Barclays Long Credit A, 12% Barclays Aggregate, 3% Citigroup 3-mo T-Bill

Liability-Driven Investing (LDI) = 10% Russell 3000, 5% MSCI ACWI ex. US, 82% Barclays Long Credit A, 3% Citigroup 3-mo T-Bill

Russell 3000 Index measures the performance of the 3,000 largest U.S. stocks based on total market capitalization.

MSCI ACWI ex-U.S. Index measures the global equity market performance of developed and emerging markets, but excludes the U.S.

HFRX Global Hedge Fund Index is designed to be representative of the overall composition of the hedge fund universe. It is comprised of all eligible hedge fund strategies; including but not limited to convertible arbitrage, distressed securities, equity hedge, equity market neutral, event driven, macro, merger arbitrage, and relative value arbitrage.

FTSE NAREIT Index is a market capitalization–weighted index that measures the performance of all tax–qualified Real Estate Investment Trusts (REITs) that are listed on the New York Stock Exchange, the American Stock Exchange, or the NASDAQ National Market List.

Barclays U.S. Corporate High Yield Index measures the market of USD-denominated, non-investment grade, fixed-rate, taxable corporate bonds.

Barclays Aggregate Index is a market value-weighted performance index for investment-grade fixed-rate debt issues, including government, corporate, asset-backed, and mortgage-backed securities with maturities of at least one year.

Barclays Government Credit Index measures the performance of U.S. Dollar denominated U.S. Government and investment grade U.S. corporate securities that have a maturity of greater than one year.

Barclays U.S. Long Credit A Index measures the performance of the long term sector of the U.S. investment bond market, defined by the Long Credit Index includes investment grade corporate debt and sovereign, supranational, local authority and non-U.S. agency bonds that are dollar denominated, have a remaining maturity of greater than or equal to 10 years and credit rating of A or better.

Citigroup 3-mo T-Bill Index represents monthly return equivalents of yield averages of the last 3 month Treasury Bill issues.

FINDLEY

 

 USI Consulting Group (USICG) has been delivering retirement consulting and administration services to organizations and their participants for over 40 years. We offer innovative solutions to mitigate risk, stay compliant and protect plan sponsors and fiduciaries with deep commitment to client satisfaction and delivering superior results.

 

 

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 Clearstead is an independent financial advisory firm serving wealthy families and leading institutions across the country. As a fiduciary, it provides wealth management services and investment consulting to enable clients to meet their financial objectives, achieve their aspirations, and build strong futures.